J&K Bank PO Recruitment 2026 is open for 323 Probationary Officer posts; apply online from 07 Nov 2026 to 26 Nov 2026 on jkb.bank.in. Only domiciles of the UT of J&K can apply. Selection is through an online Preliminary exam, an online Mains exam and an interview.
Position title
Probationary Officer
Description
Jammu & Kashmir Bank Ltd. has invited online applications for 323 Probationary Officer posts. Only graduates in any discipline who are domiciles of the UT of J&K and aged 20 to 30 years as on 01 January 2026 can apply. Candidates must register and pay the fee online at jkb.bank.in between 07 November 2026 and 26 November 2026. Selection is through an online Preliminary exam, an online Mains exam conducted by IBPS, and an interview. The starting basic pay is Rs.48480 per month in Junior Management Grade Scale-I.
Qualifications
Graduate in any discipline from a university recognized by Government of India, or any other equivalent qualification recognized by the Central Government/UGC, as on the last date of registration (26 Nov 2026). Candidates must also be domiciles of the UT of J&K.
Job Benefits
Starting Basic Pay Rs.48480/- in the scale of 48480-2000/7-62480-2340/2-67160-2680/7-85920 & other perks applicable to Junior Management Grade Scale-I
Contacts
Jammu & Kashmir Bank Ltd., Corporate Headquarters, M.A. Road, Srinagar

Important Dates
| Application Start | 07 Nov 2026 |
| Last Date | 26 Nov 2026 |
| Fee Payment Last Date | 26 Nov 2026 |
| Age Cut-off Date | 01 Jan 2026 |
Application Fee
| SC / ST / SEBC / PwBD | ₹1000 (excluding GST) |
| All Others | ₹1200 (excluding GST) |
Age Limit
| Minimum Age | 20 years |
| Maximum Age | 30 years |
| Age As On | 01 Jan 2026 (born between 01 Jan 1996 and 01 Jan 2006, both dates inclusive) |
Vacancy Details
| Post Name | Probationary Officer |
| Department | Jammu & Kashmir Bank Ltd. |
| Total Vacancy | 323 |
| Post Name | No. Of Post |
|---|---|
| Probationary Officer | 323 |
Eligibility / Qualification
Graduate in any discipline from a university recognized by Government of India, or any other equivalent qualification recognized by the Central Government/UGC, as on the last date of registration (26 Nov 2026). Candidates must also be domiciles of the UT of J&K.
Mode Of Selection
- Online Preliminary Examination (English Language, Quantitative Aptitude, Reasoning Ability); candidates numbering 10 times the vacancies in each category are shortlisted for Mains
- Online Mains Examination (Objective and Descriptive); candidates numbering 3 times the vacancies in each category are shortlisted for Interview
- Interview (100 marks); final merit is based on Mains and Interview in the ratio 80:20
- Provisional selection by category-wise merit, followed by document verification
Probation, Bond and Joining
Selected candidates must join within 45 days from the date of issue of the provisional appointment letter. A Probationary Officer stays on probation for two years from the date of joining, with an annual performance review. Confirmation depends on satisfactory performance and conduct and on passing a qualifying evaluation examination, with minimum marks of 40% for General and 35% for reserved category candidates. At joining, selected candidates must execute a bond of Rs.2.00 lac to serve the Bank for at least two years. The bond will be invoked if the officer resigns before two years from the date of joining.
Reserve List
The Bank will draw a reserve list of up to 50% of the vacancies in each category, subject to the availability of candidates. The reserve list does not guarantee allotment or recruitment. It stays valid for one year from the date the selection list is published, or until the next recruitment notification is issued, whichever is earlier. Expiry of the reserve list will not be notified.
Category-wise Reservation
| Category | Reservation | Age Relaxation |
|---|---|---|
| Scheduled Castes | 8% | 5 years |
| Scheduled Tribes (existing list: Bakarwal, Balti, Beda, Bot/Boto, Brokpa/Drokpa/Dard/Shin, Changpa, Garra, Gaddi, Gujjar, Mon, Purigpa, Sippi) | 10% (out of 20% for Scheduled Tribes) | 5 years |
| Scheduled Tribes (added in 2024: Gadda Brahmin, Koli, Paddari Tribe, Pahari Ethnic Group) | 10% (out of 20% for Scheduled Tribes) | 5 years |
| Other Backward Classes | 8% | 3 years |
| Residents of areas adjoining Line of Actual Control (ALC)/International Border (IB) | 4% | 3 years |
| Residents of Backward Areas | 10% | 3 years |
| Economically Weaker Sections (EWS) | 10% | Nil |
| Persons with Disabilities (Horizontal Reservation) | 4% | 10 years |
Reservation for Persons with Benchmark Disabilities
| Disability | Reservation |
|---|---|
| Blindness or low vision | 1% |
| Deaf and Hard of hearing | 1% |
| Locomotor disability including Cerebral Palsy, Leprosy Cured, Dwarfism, Acid attack victims and muscular dystrophy | 1% |
| Autism, intellectual disability, specific learning disability and mental illness | 1% |
Preliminary Examination Pattern
| Name of Test | No. of Questions | Maximum Marks | Time Allotted |
|---|---|---|---|
| English Language | 30 | 30 | 20 Minutes |
| Quantitative Aptitude | 35 | 30 | 20 Minutes |
| Reasoning Ability | 35 | 40 | 20 Minutes |
| Total | 100 | 100 | 60 Minutes |
Mains Examination Pattern
| Name of Test | No. of Questions | Maximum Marks | Time Allotted |
|---|---|---|---|
| Reasoning | 40 | 60 | 45 minutes |
| General/Economy/Banking Awareness/Digital/Financial Awareness, including RBI Circulars | 50 | 60 | 35 minutes |
| English Language | 40 | 20 | 35 minutes |
| Data Analysis & Interpretation | 40 | 60 | 45 minutes |
| Total (Objective) | 170 | 200 | 160 minutes |
| Descriptive Paper (Essay & Comprehension) | 2 | 25 | 30 minutes |
Examination Centres
| Region | Centres |
|---|---|
| Within J&K-UT | Pulwama, Jammu, Srinagar, Baramulla, Samba |
| Outside J&K-UT | Delhi NCR, Patiala, Mohali, Mumbai/Navi Mumbai/Thane, Amritsar, Pathankot, Jalandhar, Pune, Ludhiana, Bengaluru, Phagwara, Others if need arise |
Tentative Schedule of Events
| Activity | Dates |
|---|---|
| Submission of Online Application | 07-11-2026 to 26-11-2026 |
| Payment of Application Fee (Online) | 07-11-2026 to 26-11-2026 |
| Download of call letters for Online Examination (Preliminary) | Shall be notified separately |
| Online Examination (Preliminary) | Shall be notified separately |
| Declaration of Result of Online Examination (Preliminary) | Shall be notified separately |
| Download of call letters for Online Examination (Mains) | Shall be notified separately |
| Online Examination (Mains) | Shall be notified separately |
| Declaration of Result of Online Examination (Mains) | Shall be notified separately |
| Download of call letters for interview | Shall be notified separately |
| Conduct of interview | Shall be notified separately |
| Provisional Selection | Shall be notified separately |
How to Apply
- Visit https://jkb.bank.in/, open the relevant notification under the Careers tab and click APPLY ONLINE.
- Click Click here for New Registration and enter Name, Contact details and Email ID; note the Provisional Registration Number and Password sent by Email and SMS.
- Validate your details and save them using Save & Next; the form can be completed in more than one sitting.
- Upload the photograph, signature, left thumb impression and hand-written declaration as per the specifications, and capture a live photograph by webcam or mobile phone.
- Fill in the other details of the application form and upload the required documents in PDF format.
- Preview the full application form, then click COMPLETE REGISTRATION only after checking everything; no change is possible afterwards.
- Click the Payment tab, pay the application fee online and click Submit.
- Take a printout of the e-Receipt and the online application form containing fee details.
Important Links
| Apply Online | Click Here |
| Official Notification | Download PDF |
| Official Website | Click Here |
Important Points to Know Before Applying for Probationary Officer
- Selected candidates must stay posted within the Zone first allotted to them for at least 5 years; no transfer outside that Zone is allowed on any ground before then.
- Final merit is based on Mains and Interview in the ratio 80:20; candidates must qualify in both, and ties are broken by date of birth (older candidate first).
- Minimum qualifying marks in Prelims, Mains and Interview are 40% for General and 35% for reserved category candidates; the Preliminary also needs cut-off marks in each of the three tests.
- There is negative marking of one fourth of the marks for each wrong answer in the objective tests of both Prelims and Mains; no penalty for blank answers.
- Only Mains marks are used for shortlisting for interview; Mains scores are not shared with candidates before the interview process ends.
- Documents to upload (10th certificate, graduation certificate, and others if applicable) must be in PDF format, with a file size of at most 500 KB.
- Graduation percentage must be entered to two decimals; CGPA/OGPA must be converted to percentage with a certificate from the University, and fractions are ignored (59.99% counts as less than 60%).
- Candidates must choose six exam centres, of which at least three must be outside J&K-UT; the Bank may allot any other centre, and no change of centre is allowed.
- Application fee is non-refundable and a registered application cannot be withdrawn; registration is complete only after successful online fee payment.
- Biometric data and photograph are captured at the Mains exam, document verification and joining; the same photograph used in the application should be kept ready for later stages.
- Candidates must give a self-declaration of character and antecedents, and those serving in government or public sector bodies must produce a No Objection Certificate at the interview.
Frequently Asked Questions
How many vacancies are there in J&K Bank PO Recruitment 2026?
Jammu & Kashmir Bank Ltd. has notified 323 vacancies for the post of Probationary Officer.
What is the last date to apply for J&K Bank PO 2026?
The last date for online application and fee payment is 26 November 2026. Applications open on 07 November 2026.
What is the age limit for J&K Bank PO 2026?
The age limit is 20 to 30 years as on 01-01-2026. Relaxation is 5 years for SC/ST, 3 years for Socially and Educationally Backward Classes and 10 years for Persons with Disabilities.
What qualification is required for J&K Bank Probationary Officer?
Candidates must be graduates in any discipline from a university recognized by Government of India, or hold an equivalent qualification recognized by the Central Government/UGC, as on the last date of registration.
What is the J&K Bank PO application fee?
The fee is Rs. 1000/- (excluding GST) for SC/ST/SEBC/PwBD candidates and Rs. 1200/- (excluding GST) for all others, paid online only.
Can candidates from outside J&K apply for J&K Bank PO?
No, only domiciles of the UT of J&K are eligible to apply, and selected candidates must submit a domicile certificate.